Lumio Free Tools

Voice-powered financial trackers. Free to use, private (data stays in your browser).

Safe to Spend — ADHD-Friendly Budget

One number instead of a spreadsheet. Say what you spent and see what's still safe to spend today.

Voice · Offline · No signup

Side Income Tracker

Log extra income by voice or type. See your total and monthly breakdown.

Voice input · Works offline

Family Monthly Budget

Plan a family budget with the 50/30/20 rule and track spending by category.

Voice input · Works offline

Debt Journey Tracker

Track each debt's balance and interest, and watch your payoff progress.

Voice input · Works offline