Lumio · Safe to Spend

Let's set one number

No categories to fill. No tracking to maintain. Just one number that tells you how much is safe to spend today.

What comes in each month?

After tax, so it reflects money you actually have.

What's already committed? (rent, bills, subscriptions)

Don't include spending you can choose. Just the fixed stuff.

How much do you want to save this month? (optional)

Everything stays on your device. No account, no tracking.