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Recent repayments
Log income
Income makes repayment possible — log it here too, so you don't need a separate app. 🎤 Works on Android and desktop; type on iPhone.
Recent income
Your progress
Period month
Overview
0
Total balance
0
✓ Cleared
0
Total repaid
0
Total income
This month's cash flow
0
Income this month
0
Repaid this month
0
Net this month (in − out)
A note to yourself this month
Debt breakdown (by remaining balance)
How much is left on each debt, at a glance.
Income breakdown (by source)
See exactly where your income comes from.
Your cash rhythm · last 6 months
IncomeRepayment
Log entries over time and your cash rhythm emerges on its own.
Income vs repayment
Total income0
Total repaid0
Repayment share of income0%
This is how much of your income went to repayments — no pressure, we won't hurry you.
After a few repayments, this will estimate a rough timeline at your own pace — you set the rhythm that follows.
Your balance-down trend
Each repayment nudges the line down a little — step by step, this is your own path.
Export data
Export to analyze in more detail on a computer. If you switch devices or clear cache, use Import CSV to restore your backup — data merges with what's already there (matching debts update; repayments/income append and dedupe). We only help you record and calculate, never decide for you.
About
Lumio · Debt Journey Tracker (PWA web sample).
We're here to help you record honestly — your numbers, your pace, are yours to keep.
Data is saved only in this browser; uninstalling or clearing cache loses it, so export a backup now and then.
Recording with you · never rushing you
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