Free Budget Starter

Free

A free, simplified budget spreadsheet. No email required, no catch — start tracking today.

Download free template

No email required · .xlsx file, opens in Excel, Google Sheets and Numbers

What's included

1 × .xlsx starter template
Core categories and running totals
Works in Excel, Google Sheets and Numbers
No sign-up, no email required

Want the full version?

The free starter covers the basics. The paid planners add live dashboards, drop-down categories, savings-rate tracking and the debt payoff calculator.

See all templates

FREE TOOL

Safe to Spend

One number instead of a spreadsheet. Say what you spent and see what is still safe to spend today. Free, no sign-up, works offline.

Open Safe to Spend →