Buying the three spreadsheets separately costs $32.97. The bundle is $24.99 and adds the 30-Day Money Checklist on top — you save $8.
About this template
Each workbook is built around the same idea: you type in plain numbers, the formulas do the rest.
Built for people who have tried a budgeting app before and gave up. No subscription, no account, no data leaving your device — just four files that open in Excel, Google Sheets or Numbers.
Every calculation sheet is locked, so the only cells you can type into are the ones meant for you. A slip of the finger cannot break the maths — which is the number one reason people abandon a spreadsheet budget.
Budgeting apps charge $100 or more a year. This is one payment, and the files are yours to keep.
What's included
Monthly Budget Planner — auto-calculating budget with a live dashboard ($9.99)
Small Business Bookkeeping — income/expense ledger with auto Profit & Loss ($12.99)
Debt Payoff Toolkit — snowball vs avalanche planner with your debt-free date ($9.99)
Bonus: 30-Day Money Checklist (PDF) — a month of small daily money actions
Before you buy
Digital product — nothing is shipped. You receive a download link immediately after payment.
Requires Microsoft Excel, Google Sheets or Numbers. No macros, nothing to install.
An auto-calculating Excel budget that links your transaction log to a live dashboard — totals, net balance and savings rate update as you type. The calculation sheets are locked, so a slipped keystroke cannot break your totals.
Turn a simple income/expense ledger into an auto-generated Profit & Loss statement. No accountant required — and the calculation sheets are locked, so a typo cannot break your books.
Up to six debts, each with its own interest rate. One extra monthly payment goes to the right debt automatically — and when one is cleared, its payment rolls onto the next. See the exact month you become debt-free.